National Disaster Management Agency ( BNPB ) states is very important for people who are in disaster-prone areas to have insurance .
Reconciliation and Reconstruction Deputy National Disaster Management Agency ( BNPB ) Sulistianto Bambang said the natural disaster insurance for people who are in disaster-prone areas is essential .
Insurance , he added , is indispensable especially for the rehabilitation and reconstruction of housing after the completion of the emergency response in times of disaster . With the existence of this insurance , said Bambang , rehabilitation and reconstruction can be done quickly .
The main functions of this natural disaster insurance , he added , is to provide a stimulus for people to rebuild their homes. According to Bambang , BNPB 've ever tried to apply for disaster insurance benefits to the government , in this case through the Ministry of Finance ( MoF ) .
BNPB , said Bambang , had been preparing a policy with a sum amounting to Rp 10 trillion with an annual premium of Rp 500 billion . But it is still awaiting approval of the Ministry of Finance , he said .
" But it 's actually an investment . 500 not lost anything but a disaster if people do not like it now , wait a fund , to be used to prepare , " he said .
" For example, in West Sumatra , the earthquake in 2009 to Rp 6.4 trillion quickness . If it is approved yesterday , the Rp 6.4 trillion it did not bother us , the house was built by the insurer directly . But because there is no , we issued the allocation of Rp 4 trillion within three years . Even then, there are still homes that have not been built . "
Disaster Prone index map owned by stating BNPB 175 districts in Indonesia is high risk areas , while 150 medium category and 95 districts low . The districts are mapped tsunami prone districts numbered 150 .
Members of Parliament from the PDI-P faction Maruarar Sirat support a catastrophic insurance for people who are in disaster-prone areas .
However, he continued , this natural disaster insurance products must have a strong legal basis that will not harm the state money .
" For example if you do not pay the premium then used do not cause losses to the state , so it really should be clear in their entirety . Then it covers just about anything , it 's the bottom line . The house is also important but how education , health , mental them . So planning it should do the partial - partial whole again , " he said .
Earlier, Chairman of the Indonesian General Insurance Association simanjuntak Cornelius said it is prepared to manage the natural disaster insurance . Government and Parliament , he added , must soon establish disaster legislation which also regulates the natural disaster insurance .
Natural disaster insurance has been applied in a number of countries such as Turkey , Japan , Canada and New Zealand . ( VOA )
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