The ride was not finished (328)
(Part three hundred and twenty-eight), Depok, West Java, Indonesia, 30 July 2015, 17:25 pm)
Riba bring destruction of a family (the state).
Riba or known designation interest (interest) Allah has forbidden in the word of God and the Hadiths (sunnah / al-wisdom) of the Prophet Muhammad.
Riba in addition to the upcoming major sin an authentic Hadith of Prophet Muhammad said usury a sin equivalent to adultery with a 36 women (men).
Besides the scientific and empirical usury could destroy the joints lives one family or one nation (state).
See only when the family has a credit card, when both couples (husband or wife) is still working, they still can repay the credit card loans and interest, try to see when both are again unemployed (severed the employment relationship), then usually they make a credit card New to pay (to cover credit card debt first, and so on as many credit cards and five cards, the family is not able to start the fifth installment of this credit card debt collectors and lived (bank debt collector) terror (terror) the owner of the credit card, quarrel married couple to divorce can occur ends.
Look at Greece, countries in Western Europe is declared bankrupt, being unable to pay debts from the World Bank and the International Monetary Fund (IMF), Greece will be bailed out of the World Bank, IMF and other creditor countries with loans, as a result the country is difficult to get out of the crisis economy.
Many nations (other countries) life of this flower, consequently they are happy but false, a lot of rich people whose lives even stress, suicide, by hanging himself or drugs.
Many of our children are grown from consuming money usury parents, children grow up with the disorder, not intelligent, and aberrant behavior (alcohol, free sex, smoking.)
Bertaubatlah (for mercy) in the God stay away from usury and do not approach again usury so that we survived both live in this world and in the hereafter.
Riba (interest / interest), understanding and kind usury
Shaikh Isa bin Ibrahim ad-Duwaisy
In the dictionary Lisaanul 'Arabic, the word usury is taken from the word ربا. If someone says ربا الشيئ يربو ربوا وربا means something that grew and grew. If the states أربيته means I have to add to and grow.
In al-Qur'an mentioned:
"... And fertilize alms ..." [Al-Ba-Qarah / 2: 276]
Of the word diambillah term riba is haraam, Allaah says:
وما آتيتم من ربا ليربو في أموال الناس فلا يربو عند الله
"And something riba (optional) that you gave him to add to the wealth of human, then it does not add to usury in the sight of Allah ..." [Ar-Rum / 30: 39]
Then said, ربا المال (treasure it has increased).
As for the definition of the term riba according to the jurists' (jurists) is to provide additional on specific matters.
In the book Mughnil Muhtaaj mentioned that usury is a contract of the exchange of certain items with unknown (that the two goods are exchanged) was the same in view of the Shari'ah, well done when the contract or to suspend (end a) two goods exchanged or one of them.
Riba is haraam either in al-Qur'an, Sunnah and ijma '.
Allah the Exalted says,
يا أيها الذين آمنوا اتقوا الله وذروا ما بقي من الربا إن كنتم مؤمنين
"O ye who believe, fear Allah and give up what remains of usury (which have not been collected) if ye are believers." [Al-Baqarah / 2: 278]
Allah Almighty also says:
وأحل الله البيع وحرم الربا
"... But Allah has permitted trading and forbidden usury ..." [Al-Baqarah / 2: 275]
In another verse Allah the Exalted says:
يا أيها الذين آمنوا لا تأكلوا الربا
"O ye who believe, do not devour usury ..." [Ali 'Imran / 3: 130]
In the as-Sunnah once obtained many hadiths which forbids usury. Imam Muslim narrated rahimahullah of Jabir radi anhu, he said:
لعن رسول الله صلى الله عليه وسلم آكل الربا وموكله وكاتبه وشاهديه. وقال: هم سواء.
"Prophet sallallaahu 'alaihi wa sallam has cursed eater of usury, which gives usury, the author and two witnesses," and he said, "they're all the same."
In the hadith that has been agreed keshahihannya from Abu Hurayrah anhu, he said that the Prophet sallallaahu 'alaihi wa sallam said:
إجتنبوا السبع الموبقات! وذكر منهن: آكل الربا.
"Avoid the seven cases were brought destruction," and he mentioned among them, "Eating usury."
And has come ijma 'on the prohibition of usury.
Imam 'Ali ibn Husayn ibn Muhammad, or better known as as-Saghadi, mentioned in the book of late-Nutf that usury into three forms, namely:
1. Riba in terms of borrowing.
2. Riba in terms of debt.
3. Riba in hock.
A. Riba In This Loan
Form of usury in the case of loans, there are two properties (picture):
1. Someone borrowed money 10 dirhams but must return 11 or 12 dirhams and so forth.
2. He took advantage (benefit) of the personal loans, that is by the borrower to sell their belongings to him at a cheaper price than the market price of the goods or he should rent it to him or give him or her (the borrower) must work for the lender with a job that helps affairs or he should lend him or he should buy something from him with a more expensive price than the market price or he should hire a charter from him, and so on.
Properties (picture) riba first instance, someone asked the other person a sum of money by borrowing, he asked him as much as 10,000 riyals, then Ahmad (lender) said, "You must return the loan money to me for 11,000 riyals," or he said, "You must give me a little extra though." For this is riba and is haraam. And included in this category of loans from banks by providing additional loan in return he received.
Allah the Exalted says:
يا أيها الذين آمنوا لا تأكلوا الربا أضعافا مضاعفة واتقوا الله لعلكم تفلحون
"O ye who believe, do not devour usury with a double and ye fear Allah, that ye may prosper." [Ali 'Imran / 3: 130]
Abu Bakr al-Jashshash rahimahullah said, "formerly known as Riba and conducted by the Arabs only in the form of dirham and dinar loans up to a certain time limit to give an additional amount of the loan in accordance with their agreement. It is a rice-ah usury and usury like this is very famous among the Arabs during the Jahiliyyah, and when the al-Qur'an down, then came this prohibition.
Properties (picture) is the second instance, a lender to take advantage (benefit) of personal loan that he gave.
For example, a person borrows money from others, then Muhammad (lender) to ask the person that he sold his things to him or give him something or the other in return for a loan which he gave her. Then he has to take personal advantage of their loans, and this includes usury.
B. Riba In The Debt
The second form of usury is usury in terms of debt, ie a person selling goods to another person by means of diakhirkan payment, when payment time arrived the creditor asking him to immediately pay off its debt by saying, "Give me an extra few dirhams," the act also includes usury ,
For example a person borrows money from others of 10,000 riyals and will be paid at a certain time (according to the agreement). When the repayment time has arrived, he is unable to pay, then he (the lender) said to him, "You pay my right now or you have to give me extra above 10,000 riyals that you borrowed and repayment will diakhirkan again." So this is also including usury.
C. Riba In Pawnshop
The third form of usury is usury in a pawnshop. Riba in this case there was a difference of opinion of the scholars رحمهم الله.
[Copied from the Book of Al-Buyuu ': Al-Jaa-Izu minhaa wa Mamnuu' Author Shaikh Isa bin Ibrahim ad-Duwaisy, Title in Indonesian Purchase The permissible And Prohibited, Ruslan Translators Nurhadi, Lc, Reader Publishers Ibn Kathir Bogor, Muharram 1427 H First Edition - February 2006 M]